AgriTech Loans Program

The UAE’s first-of-its-kind financing initiative designed to support the country’s vital food security sector. With a commitment to fostering agricultural innovation and enhancing food sustainability, EDB is proud to allocate AED 100 million in financing support to empower farms, local growers, and food suppliers.


Max LTV: 90%

Max Tenor: 10 years

Max grace period: 2.5 years

The AgriTech Loans Program offers a range of benefits to our valued customers in the agricultural technology sector:

  • Greenfield and Brownfield project financing
  • Capital expenditure (CAPEX) and working capital financing
  • Competitive rates

  • You must be located and operating in the UAE
  • You must have a Al Etihad Credit Bureau report
  • All nationalities of owners can apply
  • You need 12 months account and VAT statements
  • Audited financial statements for the last 2 years wherever applicable
  • Minimum 2 years Length of Business Operation
  • For a technical/feasibility study, external 3rd party experts acceptable to EDB

The program is open to a variety of stakeholders such as SMEs and large corporates involved in the agriculture support ecosystem, including:

  • Farmers
  • Local producers
  • Technology providers
  • Equipment suppliers

What are the eligibility criteria for obtaining financing?

The eligibility criteria vary depending on the nature of the project or business. Generally, factors such as creditworthiness, business viability, and alignment with EDB's strategic objectives and focus areas are considered.

How can I apply for financing?

To apply for financing you can either call us or sign in on the website and complete an initial application form.

You'll be required to upload relevant documentation.

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