SOLUTIONS
Entity type | Nationality of ownership
Business sector
Entity typeNationality of ownership
Business sector |
SME Business Expansion/Project Financing
If you are an SME looking to expand or improve your business, but without the need to secure against collateral, we can meet your short to medium term financing needs.
We offer secured and unsecured loans based on the financial and qualitative evaluation of your business.
- Attractive interest rates
- Flexible tenors
If you are an SME looking to expand or improve your business, but without the need to secure against collateral, we can meet your short to medium term financing needs.
We offer secured and unsecured loans based on the financial and qualitative evaluation of your business.
Key features
- Attractive interest rates
- Flexible tenors
Application
You can either apply normally, in which case you must login/register, or you can fast-track and get instant approval with a UAE pass. The pass is simple and quick to obtain for UAE citizens.
Get instant pre-approval when you apply with UAE pass
SME Asset Backed Financing
If you are looking to grow your business by investing in equipment, machinery, vehicles and other necessary commercial assets, we can provide secured financing offers designed for SMEs. This includes financing for commercial vehicles, and construction, medical and professional equipment.
- Financing up to 80% of the asset
- Attractive interest rates
- Flexible tenors
If you are looking to grow your business by investing in equipment, machinery, vehicles and other necessary commercial assets, we can provide secured financing offers designed for SMEs. This includes financing for commercial vehicles, and construction, medical and professional equipment.
Key features
- Financing up to 80% of the asset
- Attractive interest rates
- Flexible tenors
Application
You can either apply normally, in which case you must login/register, or you can fast-track and get instant approval with a UAE pass. The pass is simple and quick to obtain for UAE citizens.
Get instant pre-approval when you apply with UAE pass
SME Purchase Financing (pre-sale financing)
Reduce your working capital pressures by providing immediate funding with financing up to 80% of the invoice value through a specialized revolving finance with a flexible repayment option.
- Attractive interest rates
- Flexible repayment options
Reduce your working capital pressures by providing immediate funding with financing up to 80% of the invoice value through a specialized revolving finance with a flexible repayment option.
Key features
- Attractive interest rates
- Flexible repayment options
Application
You can either apply normally, in which case you must login/register, or you can fast-track and get instant approval with a UAE pass. The pass is simple and quick to obtain for UAE citizens.
Get instant pre-approval when you apply with UAE pass
SME Receivables Financing (post-sale financing)
If you have invoices pending, you can get financing against future receivables to convert your credit sales to immediate cash flow for your business. Our fast and easy solution takes care of your short term financing needs and allows businesses to focus on their long term goals.
- Attractive interest rates
- Flexible tenors
If you have invoices pending, you can get financing against future receivables to convert your credit sales to immediate cash flow for your business. Our fast and easy solution takes care of your short term financing needs and allows businesses to focus on their long term goals.
Key features
- Attractive interest rates
- Flexible tenors
Application
You can either apply normally, in which case you must login/register, or you can fast-track and get instant approval with a UAE pass. The pass is simple and quick to obtain for UAE citizens.
Get instant pre-approval when you apply with UAE pass
Startup Asset Backed Financing
As a startup, you will need to purchase assets to support your business functionality and growth. We offer financing secured against these assets. This includes financing for commercial vehicles, and construction, medical and professional equipment.
- Financing of up to 70% of the assets
- Financing of up to AED 2 million
- Flexible tenors of up to 72 months
As a startup, you will need to purchase assets to support your business functionality and growth. We offer financing secured against these assets. This includes financing for commercial vehicles, and construction, medical and professional equipment.
Key features
- Financing of up to 70% of the assets
- Financing of up to AED 2 million
- Flexible tenors of up to 72 months
Application
You can either apply normally, in which case you must login/register, or you can fast-track and get instant approval with a UAE pass. The pass is simple and quick to obtain for UAE citizens.
Get instant pre-approval when you apply with UAE pass
Startup Business Expansion/Project Financing
If you are a startup without collateral assets to secure against, we can provide flexible financing to help you grow your business. We offer up to AED 2million based on our financial and qualitative evaluation of your business.
- Financing of up to AED 2 million
- Flexible tenors of up to 72 months
If you are a startup without collateral assets to secure against, we can provide flexible financing to help you grow your business. We offer up to AED 2million based on our financial and qualitative evaluation of your business.
Key features
- Financing of up to AED 2 million
- Flexible tenors of up to 72 months
Application
You can either apply normally, in which case you must login/register, or you can fast-track and get instant approval with a UAE pass. The pass is simple and quick to obtain for UAE citizens.
Get instant pre-approval when you apply with UAE pass
Micro and Small Business Finance
If you are a salaried UAE National, with a separate small business, we can provide financing for your various business needs. If you need quick financing, we can provide approvals within 48 hours.
- Financing amount of up to AED 500,000
- Flexible tenors of up to 48 months
- Salary transfer not mandatory
If you are a salaried UAE National, with a separate small business, we can provide financing for your various business needs. If you need quick financing, we can provide approvals within 48 hours.
Key features
- Financing amount of up to AED 500,000
- Flexible tenors of up to 48 months
- Salary transfer not mandatory
Application
You can either apply normally, in which case you must login/register, or you can fast-track and get instant approval with a UAE pass. The pass is simple and quick to obtain for UAE citizens.
Get instant pre-approval when you apply with UAE pass
Crowdfunding: Term Finance
If you have an SME business, and are looking for fast, low cost finance, you may be interested in our partnership with Beehive, the UAE’s first Peer-to-Peer (P2P) lending platform.
- Lower rates on Term finance
- Faster access to flexible finance
- No early repayment fees
If you have an SME business, and are looking for fast, low cost finance, you may be interested in our partnership with Beehive, the UAE’s first Peer-to-Peer (P2P) lending platform.
Key features
- Lower rates on Term finance
- Faster access to flexible finance
- No early repayment fees
Application
You can either apply normally, in which case you must login/register, or you can fast-track and get instant approval with a UAE pass. The pass is simple and quick to obtain for UAE citizens.
Get instant pre-approval when you apply with UAE pass
Crowdfunding: Working Capital
Improve your cashflow, with working capital solutions, via our partnership with Beehive, the UAE’s first Peer-to-Peer (P2P) lending platform. Working capital finance can be used on invoices due within 30 to 150 days, at 80% of the outstanding receivables.
- Rates from 0.8% per month
- Funding in 24-48 hours
- No upfront fees
Improve your cashflow, with working capital solutions, via our partnership with Beehive, the UAE’s first Peer-to-Peer (P2P) lending platform. Working capital finance can be used on invoices due within 30 to 150 days, at 80% of the outstanding receivables.
Key features
- Rates from 0.8% per month
- Funding in 24-48 hours
- No upfront fees
Application
You can either apply normally, in which case you must login/register, or you can fast-track and get instant approval with a UAE pass. The pass is simple and quick to obtain for UAE citizens.
Get instant pre-approval when you apply with UAE pass
Business Lab: Start Stage Track
An essential course for startup founders looking to develop and validate their new business model. We take you through market analysis, value propositioning, revenue and cost models and routes-to-market.
- Market need analysis
- Business model development
- Route-to-market
An essential course for startup founders looking to develop and validate their new business model. We take you through market analysis, value propositioning, revenue and cost models and routes-to-market.
Key features
- Market need analysis
- Business model development
- Route-to-market
Application
You can either apply normally, in which case you must login/register, or you can fast-track and get instant approval with a UAE pass. The pass is simple and quick to obtain for UAE citizens.
Get instant pre-approval when you apply with UAE pass
Business Lab: SME Track
An essential resource for SME owners looking to develop their business skills, including leadership, marketing, sales, legal, preparing financial statements and fundraising. This will empower you as a business owner in guiding your company's success.
- Leadership and team building
- Sales and Marketing
- Fundraising
An essential resource for SME owners looking to develop their business skills, including leadership, marketing, sales, legal, preparing financial statements and fundraising. This will empower you as a business owner in guiding your company's success.
Key features
- Leadership and team building
- Sales and Marketing
- Fundraising
Application
You can either apply normally, in which case you must login/register, or you can fast-track and get instant approval with a UAE pass. The pass is simple and quick to obtain for UAE citizens.
Get instant pre-approval when you apply with UAE pass
Business Lab: Idea Stage Track
Your crash course on generating and validating new business ideas in order to found a new company or innovate your existing business. This course takes you from market need analysis through to prototype testing with target customers.
- Idea generation techniques
- Prototyping 101
- Customer testing
Your crash course on generating and validating new business ideas in order to found a new company or innovate your existing business. This course takes you from market need analysis through to prototype testing with target customers.
Key features
- Idea generation techniques
- Prototyping 101
- Customer testing
Application
You can either apply normally, in which case you must login/register, or you can fast-track and get instant approval with a UAE pass. The pass is simple and quick to obtain for UAE citizens.
Get instant pre-approval when you apply with UAE pass
Business Lab: Negotiation
A specialized course to help you negotiate and build sustainable relationships in your business environment. We outline the core pillars on which successful negotiation is build and help you to avoid common traps.
- Critical analysis of your needs
- Handle the concerns of others
- Improve persuasion skills
A specialized course to help you negotiate and build sustainable relationships in your business environment. We outline the core pillars on which successful negotiation is build and help you to avoid common traps.
Key features
- Critical analysis of your needs
- Handle the concerns of others
- Improve persuasion skills
Application
You can either apply normally, in which case you must login/register, or you can fast-track and get instant approval with a UAE pass. The pass is simple and quick to obtain for UAE citizens.
Get instant pre-approval when you apply with UAE pass
Business Lab: Sales Methodologies
A specialised course to help you in your sales and digital marketing skills, including networking, email campaigns, getting referrals and reaching out to new leads via social media.
- Attracting prospects
- Qualifying leads
- Sales funnel
- Winning prospects
A specialised course to help you in your sales and digital marketing skills, including networking, email campaigns, getting referrals and reaching out to new leads via social media.
Key features
- Attracting prospects
- Qualifying leads
- Sales funnel
- Winning prospects
Application
You can either apply normally, in which case you must login/register, or you can fast-track and get instant approval with a UAE pass. The pass is simple and quick to obtain for UAE citizens.
Get instant pre-approval when you apply with UAE pass
Business Lab: 24 Minutes Accounting
A specialised crash course in accounting and auditing, to give you the tools and confidence to organize and interpret your financial accounts.
- Accounting
- Auditing
- Revenue recognition
A specialised crash course in accounting and auditing, to give you the tools and confidence to organize and interpret your financial accounts.
Key features
- Accounting
- Auditing
- Revenue recognition
Application
You can either apply normally, in which case you must login/register, or you can fast-track and get instant approval with a UAE pass. The pass is simple and quick to obtain for UAE citizens.
Get instant pre-approval when you apply with UAE pass
Business Lab: Digital Marketing
A specialised course in digital marketing for those who are looking to pull in more customers via their digital channels. This will include SEM & SEO, email marketing, social media and conversion metrics.
- Market planning
- Search Engine Optimisation
- Content marketing
A specialised course in digital marketing for those who are looking to pull in more customers via their digital channels. This will include SEM & SEO, email marketing, social media and conversion metrics.
Key features
- Market planning
- Search Engine Optimisation
- Content marketing
Application
You can either apply normally, in which case you must login/register, or you can fast-track and get instant approval with a UAE pass. The pass is simple and quick to obtain for UAE citizens.
Get instant pre-approval when you apply with UAE pass
Mentoring
- Business mentor network
- Regular consultations and guidance
We have a network of mentors with vast experience in a number of business disciplines, who can help you develop, either as a startup founder or as a small business director. Sign up to to connect with a relevant mentor.
Key features
- Business mentor network
- Regular consultations and guidance
Application
You can either apply normally, in which case you must login/register, or you can fast-track and get instant approval with a UAE pass. The pass is simple and quick to obtain for UAE citizens.
Get instant pre-approval when you apply with UAE pass
Credit Guarantee Scheme
EDB’s Credit Guarantee Scheme supports Small and Medium Enterprises (SMEs) and startups in the UAE to overcome the challenges of accessing financial from conventional banks. This programme is designed to improve SME’s access to financing by providing a partial guarantee to lending banks should the SME fail to repay its financing commitments.
- Increase the number of SMEs by providing easy financing solutions at affordable interest rates
- Develop and support existing SMEs and start-ups by offering them a suite of financing solutions.
- Help SMEs establish credit history with banks to allow for sustainable financing in the future.
EDB’s Credit Guarantee Scheme supports Small and Medium Enterprises (SMEs) and startups in the UAE to overcome the challenges of accessing financial from conventional banks. This programme is designed to improve SME’s access to financing by providing a partial guarantee to lending banks should the SME fail to repay its financing commitments.
Key features
- Increase the number of SMEs by providing easy financing solutions at affordable interest rates
- Develop and support existing SMEs and start-ups by offering them a suite of financing solutions.
- Help SMEs establish credit history with banks to allow for sustainable financing in the future.
Application
You can either apply normally, in which case you must login/register, or you can fast-track and get instant approval with a UAE pass. The pass is simple and quick to obtain for UAE citizens.
Get instant pre-approval when you apply with UAE pass
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